The investment plans you can choose from differ in terms of the investment mix, i.e. their composition of stock and bond ETFs. You will notice that the expected return also varies. That’s because both plans match your risk tolerance, but their risk levels might differ. This is directly related to the investment mix, as a higher proportion of stock ETFs also promises a higher return.

Both options exclusively include ESG-certified ETFs. Read more about our social responsibility approach to investing.

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